Floor Plan Insurance offered through Holmes, Murphy and Associates is designed to compliment a dealership's DLL floor plan financing to protect against inventory losses. This Insurance provides protection to cover damage to new and used equipment.

Typical coverage* may include the physical loss or damage caused by any of the following:

• Earthquake
• Flood
• Sink Hole Collapse
• Vandalism
• Fire
• Hail
• Theft
• Wind

* Subject to credit approval. Exact coverage is subject to terms, conditions and specifics of policies issued.

Physical Damage Insurance (PDI)

DLL offers an insurance program through Holmes, Murphy and Associates that enables customers to easily protect their equipment.

Offering PDI can provide your dealerships with an advantage over your competition. It allows them to offer a value-added "bundle" of finance options from one convenient source, and the customer never has to leave the dealership.

• Available on Retail Installment Contracts and Leases (on eligible New or Used equipment)
• Can be conveniently built into the payment
• This coverage is good for the life of the contract
• Competitive rates and terms
• Plans for losses that standard policies don't offer
• Coverage while transporting equipment
• Coverage for equipment used or stored away from the user's residence
• Coverage for collision

NOTE: Subject to credit approval. Exact coverage is subject to terms, conditions, and specifics of policies issued.

DLL offers a PDI program through their broker, Holmes, Murphy & Associates and is underwritten by Chubb Group of Insurance Companies ("Chubb"), Chubb is the marketing name used to refer to the insurance subsidiaries of The Chubb Corporation. For a list of these subsidiaries, please visit their website at www.chubb.com. Actual coverage is subject to the language of the policies as issued. Chubb, Box 1615, Warren, NJ 07061-1615.

*For any equipment financed by DLL, physical damage insurance must be maintained in amounts and types as DLL may require. The terms and periods of coverage of such insurance shall be satisfactory to DLL, but may be obtained through a person of your choice. DLL may make a profit on insurance unless prohibited by law. Except as may otherwise be separately agreed, DLL shall not have any responsibility for the cost or appropriateness of the premium for any insurance, the creditworthiness of any insurance company, the rebate or refund of any insurance premium to which you may be entitled, unless otherwise required by law, or any other matter relating to any physical damage insurance even if any insurance was provided through a group policy arranged by DLL or any insurance premium was financed by DLL. Any insurance provided through a group policy arranged by DLL would be a dual interest physical damage insurance policy that would provide coverage in accordance with the policy’s terms on the equipment to protect your interest in the equipment and DLL’s interest in the DLL as a lender or lessor and secured party. The term of the insurance would coincide with the term of the underlying finance contract. There is no insurance coverage for personal liability, bodily injury or property damage caused to others.